Legal question

[kittyness]

I live in Texas and I'm watching Dean closely. I rent a house from a management company and I wonder what I'm supposed to do to protect the house if Dean (or any other hurricane) comes my way. I called them and they told me NOT to do anything. Specifically, they told me NOT to board up the windows. This sounds fishy to me. I'm afraid that I would get stuck with repair charges if the windows get broken and water comes in the house. Does anybody know what the law is in Texas? I've searched the internet but I can't find anything.

 

[seacrestkristi]

We are your witnesses.....

 

[30A Skunkape]

I don't think renters are liable for an act of God in any of the 50 states. On the flip side, I bet if you start nailing stuff to the walls, you will be liable. Just read your lease!

 

[kittyness]

I don't think renters are liable for an act of God in any of the 50 states. On the flip side, I bet if you start nailing stuff to the walls, you will be liable. Just read your lease!

That's the problem...the lease doesn't mention this at all. And you're right that I'd have to pay to repair the walls, even though I was trying to save the house!

 

[30A Skunkape]

That's the problem...the lease doesn't mention this at all. And you're right that I'd have to pay to repair the walls, even though I was trying to save the house!

Forget the rental, it isn't your problem! Your landlord has insurance. My advice is that you figure out what you really need to restart your life in another place now (ie, vital papers, checks, a few precious belongings, three days of clothes) and be prepared to toss it in the backseat of your car at a moments notice and get the heck out of the storm path.

 

[Smiling JOe]

my only suggestion is to obtain rentor's insurance for replacement of your possessions. With a named storm on the way, the insurance companies might not issue a new policy. If you already have rentor's insurance, take photos, or video of your possessions, room by room, and store that video in another location, like email it to yourself, and it will be held on the server, where you can access it from another place if you are wiped clean.

 

[30A Skunkape]

my only suggestion is to obtain rentor's insurance for replacement of your possessions. With a named storm on the way, the insurance companies might not issue a new policy. If you already have rentor's insurance, take photos, or video of your possessions, room by room, and store that video in another location, like email it to yourself, and it will be held on the server, where you can access it from another place if you are wiped clean.

And remember, renter's insurance often does not include any protection for flood damage.

 

[Smiling JOe]

...and some auto policies don't cover damage from rioting or acts of God.

 

[seaside2]

or anything else that might cause them to write a check!!!

Or as DD says in the bug thread Hate those bat turds!!!

 

[Beachlover2]

Back in 98-99 I was unable to get insurance because TS Mitch (TS at the time) was in the gulf by the Yucatan and was told no insurance is written when there is a TS or Hurricane anywhere in the Gulf. I couldn't close on our place until after Mitch cleared out of the Gulf.